Attention - First Time Buyers

Current OHFA Information

New Rate (Effective 01/25/2010)
Current OHFA Information
5.000% 30 Year Fixed Rate **
4.750% for "Ohio Hero's"*** or Two Down Payment Assistance Options
***Active Military Personnel or Military Veterans - Firefighters or Emergency Medial Technicians-Paramedics
Healthcare workers - Police Officers - Teachers
(Call for additional Requirements)

Also Call me regarding OHFA Current Mortgage Credit Certificate Program

Cuyahoga, Lorain, Medina, Geauga and Lake Counties

NONTARGET AREAS	TARGET AREAS
Income Limits 1 or 2 person family: $64,800 3 or more person family: $74,520	Income Limits 1 or 2 person family: $77,760 3 or more person family: $90,720
Sales Price Limits New Construction or Existing New Limit: $294,903	Sales Price Limits New Construction or Existing New Limit: $360,437

Down Payment Assistance Is Available.

Loans will be available on a first-come, first-served basis regardless of race, color, ancestry,
national origin, religion, sex or physical handicap.
FHA, VA Loan Limits may apply

Estimate your payment using $5.37 Per 1,000 Borrowed
** APR Based upon purchase price of $150,000.00 5.14% APR is based upon a VA purchase for a qualified veteran that is receiving VA Disability and 100% financing. 5.59% is based upon a 95.00% LTV Conventional Loan with 0.56% PMI Factor. Some loans require different monthly PMI Factors and upfront premiums that will result in higher APR's

The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry.
**FHA, VA Loan Limits may apply. We are a participating lender with the Ohio Housing Finance Agency

Tim Bradford
American Midwest Mortgage Corp
216-324-8113
Down Payment Assistance Is Available.

Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry. Please visit www.ohiohome.org for more information. ** FHA, VA Loan Limits may apply
The Ohio Housing Finance Agency is an Equal Opportunity Housing entity.
American Midwest Mortgage is a participating lender with the Ohio Housing Finance Agency

Estimate your payment using $6.16 Per 1,000 Borrowed
** APR Based upon purchase price of $150,000.00. 6.03% APR is based upon a VA purchase for a qualified veteran that is receiving VA Disability and 100% financing. 6.50% is based upon a 95% Conventional Loan with 0.56% PMI Factor. Some loans require different monthly PMI Factors and upfront premiums that will result in higher APR